Platinum VIP Banking

Your money,
even faster.

Online banking, 3.00% APY rewards on checking accounts,* no-fee on-demand pay**, credit score monitoring and fee-free ATM withdrawals at over 55,000 in-network ATMs.*** Get started today and access the money you earned and deserve!

Sign Up
Excited woman in a denim shirt holding a red phone

Get Platinum VIP Banking and
on-demand pay.

Online banking

Including ATM access at 55,000+ Allpoint® locations

$

High-yield APY rewards

paid daily on your account balance

Free credit score viewing

(does not affect your credit score)

Cashback rewards

Browse retailer offers in your Grit app and shop with any valid deal to start earning.

AsurePay Platinum VIP Banking Plus vs. Traditional Banks

AsurePay is the superior
paycard provider

AsurePay Platinum VIP Banking delivers features of a traditional bank account like a VISA® debit card and an FDIC-insured account, plus added financial advantages for your employees, including high rewards earnings, paycheck advances, credit score monitoring, fee-free ATM access*** and an easy-to-use mobile app.

There are no minimum balances, monthly fees or subscriptions, and there is no cost to sign up for an account.

AsurePay™ Platinum VIP Banking
Chase Sapphire Premium Checking Account
Traditional Banks
Monthly Fee
$0
$25 Monthly Fee
Varies
Minimum Account Balance
$0
$75,000 Minimum Balance
Varies
On-Demand Pay
-
-
Rewards earned on account balance
3.00% APY rewards
-
-
Fee-Free ATMs
55,000 ATMs
Yes
Varies
View your credit score
-
Varies

Working Americans agree
that early pay is important.

Here’s what they’re saying about this employee benefit:

49%

Working Americans say it would be very difficult to meet current financial obligations if their next paycheck was delayed for a week†.

66%

Earned Wage users said this service improved their financial health.

60%

Working Americans want their employers to give them access to wages each day§

Frequently Asked Questions

Is AsurePay Platinum VIP Banking FDIC Insured?

Yes. Every account is FDIC insured for account balances up to a maximum of $250,000.

How does AsurePay work?

Every customer has a choice of two product types: Platinum VIP Banking or Lightning Pay. Both products provide paycheck advance capabilities, so long as your employer is part of the AsurePay program. Please contact your employer to request access. The AsurePay Platinum VIP Banking also acts as an online payroll account and gives account holders 3.00% APY interest, paid daily, and fee-free ATM access within the Allpoint network.

Why should we trust AsurePay?

AsurePay is powered by Grit Financial, Inc., a technology company with deep expertise in the the FinTech space. It holds some of the highest security protocol levels in the industry, with certifications in SOC2 and PCI compliance, along with being FDIC insured and backed by the CFSB.

What is the registration process?

Your employer will provide you a link to the registration website. Registration takes approximately 12 minutes to complete and is free of charge. Any registration questions can be directed to our CSR support team.

Resources

These documents will open in a new tab or window.

AsurePay™: Platinum VIP Banking

Platinum VIP Banking Registration Guide AsurePay FAQs

AsurePay™: Lightning Pay

Lightning Pay Registration Guide AsurePay FAQs
† https://info.payroll.org/pdfs/npw/2023_Getting_Paid_In_America_survey_results.pdf
‡ https://www.pymnts.com/wp-content/uploads/2023/07/PYMNTS-Money-Mobility-Tracker-July-2023.pdf
§https://www.cpapracticeadvisor.com/2022/07/25/on-demand-pay-60-percent-of-u-s-workers-want-zdaily-access-to-earned-wages/62310/