Lightning Pay

Want your paycheck faster?

Your on-demand pay is available today! With AsurePay Lightning Pay, you only pay a small per-transfer fee of $3 to get your earned pay, the next day. Or, pay $5 for same-day access. No monthly subscriptions or monthly fees. Sign up for your employee benefit now.

Sign Up
Smiling woman in a mustard top looking up

With Lightning Pay you can:

$

Access your wages as soon as you’ve earned them

Skip the wait for traditional payday cycles

★

Get money fast for life’s unexpected expenses

You don’t have to wait until payday to
get your hard-earned money.

A simple, stress-free way to access your money

Easy-to-use mobile app

Send money to your bank right from our app, available on both iPhone and Android.

No credit checks

We don’t run credit reports, so your score stays protected. No hard pulls, no soft pulls — just access to your earnings.

Clear, upfront pricing

When you cash out, a small $3 transfer fee applies.* You’ll always see the cost before you confirm — no hidden charges, no surprises.

Join 2 Million Americans Using On-Demand Pay.

Here’s what they’re saying about this employee benefit:

63%

say it gives them more headspace by reducing money stress.

58%

feel more satisfied at work with on-demand pay access

Frequently Asked Questions

Is AsurePay Platinum VIP Banking FDIC Insured?

Yes. Every account is FDIC insured for account balances up to a maximum of $250,000.

How does AsurePay work?

Every customer has a choice of two product types: Platinum VIP Banking or Lightning Pay. Both products provide paycheck advance capabilities, so long as your employer is part of the AsurePay program. Please contact your employer to request access. The AsurePay Platinum VIP Banking also acts as an online payroll account and gives account holders 3.00% APY interest, paid daily, and fee-free ATM access within the Allpoint network.

Why should we trust AsurePay?

AsurePay is powered by Grit Financial, Inc., a technology company with deep expertise in the the FinTech space. It holds some of the highest security protocol levels in the industry, with certifications in SOC2 and PCI compliance, along with being FDIC insured and backed by the CFSB.

What is the registration process?

Your employer will provide you a link to the registration website. Registration takes approximately 12 minutes to complete and is free of charge. Any registration questions can be directed to our CSR support team.

Resources

These documents will open in a new tab or window.

AsurePay™: Platinum VIP Banking

Platinum VIP Banking Registration Guide AsurePay FAQs

AsurePay™: Lightning Pay

Lightning Pay Registration Guide AsurePay FAQs
† https://info.payroll.org/pdfs/npw/2023_Getting_Paid_In_America_survey_results.pdf
‡ https://www.pymnts.com/wp-content/uploads/2023/07/PYMNTS-Money-Mobility-Tracker-July-2023.pdf
§https://www.cpapracticeadvisor.com/2022/07/25/on-demand-pay-60-percent-of-u-s-workers-want-zdaily-access-to-earned-wages/62310/
AsurePay

Customer support is managed by Grit Financial.

You can reach us at support@gritfinancial.org or (844) 474-8226.

Grit Financial Inc. is a financial technology company, not a bank. Banking services are provided by Community Federal Savings Bank.

Legal  |  Terms & Conditions  |  Privacy Policy

Visa Powered by Grit

The AsurePay™ Visa® Prepaid Card is issued by Community Federal Savings Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Certain fees, terms, and conditions are associated with use of the AsurePay™ program. AsurePay™ is a product of Grit Financial Inc. Grit is a financial technology company, not a bank. Your funds are FDIC insured up to $250,000.

*The AsurePay Platinum VIP Banking account is a prepaid account, not a traditional interest-bearing checking or savings account, and is designed to encourage savings deposits through a rewards program funded exclusively by Asure. The account offers APY rewards on eligible balances at a variable rate that may change at any time at the sole discretion of AsurePay. Rewards are calculated daily based on the end-of-day balance, using the actual number of calendar days in the year, and are rounded to the nearest cent. These rewards apply only to account balances up to a maximum, with no minimum balance required. By promoting savings behavior through this innovative rewards structure, the AsurePay program stands apart as an initiative rather than a conventional interest-based offering. For current rewards offerings and terms, visit asurepay.me or their provider, Grit Financial’s Terms & Conditions page at gritfinancial.org

**The balance of funds available through Earned Wage Access is disclosed within the AsurePay™ app. The availability of these funds is contingent on your employment and paycheck history.

*** See Terms for fees, such as out-of network ATM ($2.50) or over-the-counter withdrawals, lost card replacement, or faster-than-standard fund transfer.

****If you choose to receive your payroll as a direct deposit to your AsurePay™ card, the funds may be credited up to two (2) days prior to the scheduled payroll payment date. The actual timing of the deposit is contingent upon various factors, including but not limited to the timing of the employer’s transmission of the deposit to the financial institution and the nature of the payer responsible for the deposit.